Recent Posts in Real Estate Finance Category
Posted on May 17, 2011 By Fransen & Molinaro
If you've even been half paying attention to the media coverage on mortgage litigation lately, you have probably heard about getting a loan document "audit." This is where you pay thousands of dollars ...
Continue reading "SHOULD YOU HAVE YOUR NEW LOAN DOCUMENTS REVIEWED BY AN ATTORNEY?" »
Posted on Apr 9, 2011 By Fransen & Molinaro
This article discusses California foreclosure laws in very general terms and omits many specific nuances which may make such laws inapplicable to you. California foreclosure laws are complex and ...
Continue reading "SHORT SALE VERSUS FORECLOSURE" »
Posted on Apr 9, 2011 By Fransen & Molinaro
You don’t need to read this article to learn that, over the last three years, many California homeowners have fallen victim to scams involving loan modification scams, foreclosure rescue, and “mass ...
Continue reading "LOAN MODIFICATION & MASS JOINDER LAWSUIT SCAMS" »
Posted on Apr 9, 2011 By Fransen & Molinaro
California's anti-deficiency laws were written to prevent: (1) multiplicity of actions; (2) overvaluation of the security; (3) worsening an economic recession by holding debtors personally liable ...
Continue reading "POST FORECLOSURE LIABILITY – WILL LENDERS GO AFTER BORROWERS?" »
Posted on Mar 29, 2011 By Fransen & Molinaro
Just When the Tide Was Turning Against the Banks… the California Department of Real Estate Comes to Their Rescue! If you found this essay during your Internet travels or other research, you likely ...
Continue reading "TAKE THE LATEST DRE WARNING WITH A GRAIN OF SALT!" »
Posted on Oct 21, 2010 By Fransen & Molinaro
Not too many years ago, this headline would have sounded ridiculous. However, such sentiment seems to be gaining traction outside of the fringe anarchist groups that would normally espouse such ...
Continue reading "ONLY A FOOL PAYS THE MORTGAGE!" »
Posted on Jul 23, 2010 By Fransen & Molinaro
A writer by the name of Martin Andelman has a blog called Mandelman Matters. He has written somewhere around three-hundred articles on subjects related to the foreclosure crisis. His analysis is often ...
Continue reading "Homeowners Need More Advocates" »
Posted on Jun 8, 2010 By Fransen & Molinaro
Many people are talking about strategic defaults. If you don't know what a strategic default is, it's when a homeowner can afford the mortgage but the home's value is so far below the amount owed on ...
Continue reading "IS NOT PAYING YOUR MORTGAGE WRONG?" »
Posted on May 11, 2010 By Fransen & Molinaro
You don't need to read this Newsletter to learn that, over the last two years, many California homeowners have fallen victim to loan modification scams and foreclosure rescue scams. Predators see ...
Continue reading "LOAN MODIFICATION SCAMS" »
Posted on May 11, 2010 By Fransen & Molinaro
As was covered in another F&M's post, in California purchase money loans on primary residences are considered non-recourse which means that in certain instances, the only thing a lender can do to ...
Continue reading "WHEN IS A SHORT SALE BENEFICIAL?" »
Posted on May 11, 2010 By Fransen & Molinaro
For the last decade the media has pounded into the heads of American consumers that having a high credit score is the key to financial success. It should come as no surprise that the funding for all ...
Continue reading "CREDIT SCORES – WHY SHOULD YOU CARE?" »
Posted on May 11, 2010 By Fransen & Molinaro
Despite the record numbers of California homeowners losing their upside down homes due to foreclosures and short sales, there is a lack of accurate information about what happens when a home is lost ...
Continue reading "POST FORECLOSURE LIABILITY – WILL MORTGAGE LENDERS GO AFTER BORROWERS?" »
Posted on May 11, 2010 By Fransen & Molinaro
First, it should be noted that lawsuits are not fun. The process is costly and consuming. For this reason alone, only cases that have merit and a likely payoff should be brought. Not only is this a ...
Continue reading "SUING YOUR LENDER" »