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Blog Posts in 2011

SHOULD YOU HAVE YOUR NEW LOAN DOCUMENTS REVIEWED BY AN ATTORNEY?

If you've even been half paying attention to the media coverage on mortgage litigation lately, you have probably heard about getting a loan document "audit." This is where you pay thousands of dollars ...
Continue reading "SHOULD YOU HAVE YOUR NEW LOAN DOCUMENTS REVIEWED BY AN ATTORNEY?" »

SHORT SALE VERSUS FORECLOSURE

This article discusses California foreclosure laws in very general terms and omits many specific nuances which may make such laws inapplicable to you. California foreclosure laws are complex and ...
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LOAN MODIFICATION & MASS JOINDER LAWSUIT SCAMS

You don’t need to read this article to learn that, over the last three years, many California homeowners have fallen victim to scams involving loan modification scams, foreclosure rescue, and “mass ...
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POST FORECLOSURE LIABILITY – WILL LENDERS GO AFTER BORROWERS?

California's anti-deficiency laws were written to prevent: (1) multiplicity of actions; (2) overvaluation of the security; (3) worsening an economic recession by holding debtors personally liable ...
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TAKE THE LATEST DRE WARNING WITH A GRAIN OF SALT!

Just When the Tide Was Turning Against the Banks… the California Department of Real Estate Comes to Their Rescue! If you found this essay during your Internet travels or other research, you likely ...
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CALIFORNIA AND DEBT SETTLEMENT SCAMS

Along with the recession, depression, slump, downturn, economic reset, crash, or whatever euphemism used to describe the massive consumer debts now facing many Californians, came squads of scammers ...
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THOSE NAUGHTY DEBT COLLECTORS

Debt collectors are heavily regulated by federal and California state laws. The California Fair Debt Collection Practices Act (California Civil Code Section 1788.30, also known as the Rosenthal Act) ...
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